Sep 28
Heaven on earth
icon1 admin | icon2 Personal | icon4 09 28th, 2008| icon3No Comments »

Well, there is so many necessity and desire in this life. If I ask you ‘what is the most important thing in your life?’ the answer is difference between one another. Some people say money, car, richness, famous, etc. But for me, family is the important thing in my life. Can you imagine if you are very rich but you have a broken home? Would it be nice? I don’t think so. I would be rather a common person but I have joy and happiness in my family.

I realize that money has power. How much money you have, you have the power of that money too. The power of money is just temporary, but the happiness of your family can give you the meaning of your life. But sometimes people cannot spend their money wisely. They just spend the money for rubbish things that are can put them in ‘danger area’. If you can’t stand and can’t survive, you will die with your ‘rubbish things’. Why not you just save your money for your better future and your family future.

Happiness in our family is HEAVEN ON EARTH. Why I can say like that because if you feel happiness in your family, you will feel peace in every breath you take. So give your best to your family and let them feel the HEAVEN ON EARTH.

Sep 19

Procedure 1.

Obtain the standard form of the company deed from the Ministry of Law and Human Rights; arrange for a notary electronically; obtain clearance for the Indonesian company’s name at the Ministry of Law and Human Rights.

Time to complete:7 days

 

Procedure 2.

Founders sign deed of establishment before a notary public

Time to complete:7 days

 

Procedure 3.

Obtain a certificate of company domicile from the local municipality

Time to complete:2 days

 

Procedure 4.

Obtain a taxpayer registration number (NPWP) and a VAT collector number (NPPKP)

Time to complete:14 days

 

Procedure 5.

Pay to the State Treasury for the non-tax state revenue (PNBP) fees for legal services pursuant to the Decree of the Minister of Justice No. M.OI-UM.01.06/1993

Time to complete:1 day

 

Procedure 6.

Apply to the Ministry of Law and Human Rights for approval of the deed of establishment

Time to complete:14 days

 

Procedure 7.

Arrange for the notary to apply for the publication of the articles of association of the company in the supplement to the State Gazette from the State Publication House (Percetakan Negara); get payment receipt

Time to complete:2 days

 

Procedure 8.

Apply for the permanent business trading license (Surat Izin Usaha Perdagangan, SIUP)

Time to complete:14 days

 

Procedure 9.

Register with the Company Register (Department of Trade) and obtain a registration certificate (TDP)

Time to complete:15 days

 

Procedure 10.

Register with the Ministry of Manpower

Time to complete:14 days (simultaneous with procedure 9)

 

Procedure 11.

Apply for the Workers Social Security Program (Jamsostek Program)

Time to complete:7 days (simultaneous with procedure 9)

Sep 14

Distinguish between Wants and Needs.Needs are pretty simple to identify–those items that are necessary to sustain: Shelter, food, clothing, transportation. Wants are those things that enhance or possibly improve our family life.

Spend Less.This is not over simplifying the best way to save money! It is essential if you are serious about being a long term money saver. Review what you spend and look at ways you can save money.

Establish a personal budget.You will not be able to save money unless you know how much money you have coming in, and how much money you have going out. Once you have prepared a budget of incoming money and outgoing money, you will be able to identify areas where you can save.

Make sure a sale is a sale.You have to be sure the sale really is a sale and not a creative marketing strategy of the store to encourage you to spend your money without thinking.So,you have to do your price research before you commit to buy.

Use less.This money saving tip is a lesson we all need to learn.Turn off lights, the TV and the computer when they are not in use.Huge savings in energy can be made which will save you money and be good for our planet and the other people on it.

Buy used.Typical products you might consider buying used to save money include: cars, electrical goods, garden items… tools and sheds, household items… pots and pans, the list of used goods where you can save money is endless.

Don’t carry excessive debt.Credit Card debt is typically the most expensive debt we may carry.You can have the discipline to do this you will save money by effectively having no debt, and thus no interest charge on your credit card(s).

Shop Wisely.Consider markets, superstores, farmer’s markets, local shops, marts and stores. Anywhere is worth checking out to see if you can save money.

Eat in rather than out.This is a huge area where you can save money. A cup of coffee taken out could easily cost you TWENTY times (or more) what it would cost you to make it at home. So think before you drink when you are out. Eating is the same.So, why not wait until you reach home and have a more nutritious meal and also save your money.

Sep 3

Countries in Asia are increasingly worried about what is happening in the West. A number of nations urged the US to provide meaningful assurances and bailout packages for the US economy.Many believed Asia was sufficiently decoupled from the Western financial systems. Many Asian nations have witnessed rapid growth and wealth creation in recent years. This lead to enormous investment in Western countries. In addition, there was increased foreign investment in Asia, mostly from the West.

Many Asian countries have seen their stock markets suffer and currency values going on a downward trend. Asian products and services are also global, and a slowdown in wealthy countries means increased chances of a slowdown in Asia and the risk of job losses and associated problems such as social unrest.

This is very significant because Asian and other developing countries have often been treated as second-class citizens when it comes to international trade, finance and investment talks.Asian leaders had called for “effective and comprehensive reform of the international monetary and financial systems.” Whether this will happen is hard to know. Similar calls by other developing countries and civil society around the world, for years, have come to no avail. This time however, the financial crisis could mean the US is less influential than before. A side-story of the emerging Chinese superpower versus the declining US superpower will be interesting to watch.

It would of course be too early to see China somehow using this opportunity to decimate the US, economically, as it has its own internal issues. While the Western mainstream media has often hyped up a “threat” posed by a growing China.Asian nations are mulling over the creation of an alternative Asia foreign exchange fund, but market shocks are making some Asian countries nervous and it is not clear if all will be able to commit.What seems to be emerging is that Asian nations may have an opportunity to demand more fairness in the international arena, which would be good for other developing regions, too.